Teach Your Child to Save

Saving is cool, but giving back is way cooler. Make saving fun and help kids give back to their community with our Youth Savings Account*. We recently added a new community component to our Youth Savings accounts. At account opening, you and your child will have the opportunity to choose from four non-profit organizations below for FCFCU to donate $10 to on your behalf!3 Visit your local branch to open an account today, because you're never too young to learn how to save!

The organizations we will be supporting in our community are:

Massachusetts Coalition for the Homeless: A Bed for Every Child

Provides children in need in Massachusetts with safe and comfortable beds built by volunteers, along with bedding and a stuffed animal. They believe that every child deserves a place to rest and dream big.



Friends of Jack Foundation

Provides children with superhero capes, masks, and bears to help them feel less alone while undergoing necessary medical treatment. They also pay for the salary and all associated costs of child life specialists at local hospitals throughout the South Coast and Providence, RI.



Boys and Girls Clubs of Metro South-Taunton Clubhouse

A youth development organization that ensures every child has a positive place to spend their out-of-school-time hours. They believe every child deserves an equal chance to pursue the American Dream, to have a genuine opportunity to realize their full potential to achieve a great future.



Cape Kid Meals

To raise awareness of Cape Cod families facing hunger, and to provide food for the school-aged children of these families on weekends when access to school breakfast/lunch programs are not available.


 

Features & Benefits

  • The perfect savings account for children ages 0 - 141
  • Learn about financial wellness and saving
  • Earn bonuses as they save2
  • Have the opportunity to give back to their community3

Receive a stuffed Fin the Pig, activity book, & piggy bank
Reach a $100 balance and earn $251
$1,000 balance earns another $25!2













































Helpful Links








All Youth Savings Accounts must be opened with an adult who is 18 or older as joint owner. Youth for this account is determined as Newborn to 14 years of age to qualify for this account. Upon reaching the age of 14 years, the account will revert to a Statement Savings Account. The minimum balance required to open this account is $1.00. You must maintain a minimum daily balance of $100.00 in your account each day to obtain the disclosed annual percentage yield. *Welcome kit and stuffed Fin the Pig available while supplies last.
1. To receive first $25 bonus, Youth Savings Account current balance must be $100.00. Once confirmed, $25 will be deposited into your First Citizens’ Youth Savings Account.
2. To receive second $25 bonus, Youth Savings Account current balance must be $1,000.00. Once confirmed, $25 will be deposited into your First Citizens’ Youth Savings Account. We reserve the right to determine the eligibility of new members and existing members for all offers. Cash bonuses may be subject to IRS reporting. This offer cannot be combined with any other current or ongoing offers, promotions & discounts.
3. Annual Percentage Yield (APY) is available as of 6/14/19. Minimum deposit of $1 is required to open account. Term Certificates do not apply. Premium rates not eligible for this special. Fees could reduce earnings on account. There are no annual maintenance fees. Share insurance is provided in excess of NCUA federal insurance by MSIC, a Massachusetts-chartered corporation not affiliated with the NCUA or the federal government.
Rates subject to change at any time. We reserve the right to determine the eligibility of new members and existing members for all offers.