Loans that meet you where you are!

We offer both secured and unsecured loans with flexible terms to meet your needs and keep your budget balanced. Compare and check out our Mass Save® Loan, Personal Loan, and Collateral Loan. Inquire and apply at your local branch.

















Discover the Right Loan for You

Personal Loan

Funds from a personal loan can be used for a variety of reasons; some being planned and others being unexpected. We get to know you and your goals before presenting you with the best options for your individualized scenario. 

  •  Unsecured loan
  •  $500 to $5,000
  •  12 to 48 months

Mass Save®

In need of energy efficient home upgrades? Mass Save® is a collaborative of Massachusetts’ electric and natural gas utilities service providers. They empower residents, businesses, and communities to make energy efficient upgrades by offering a wide range of services, rebates, incentives, trainings, and information.

  • Approval Letter from the state required
  • $500 to $25,000 for energy efficient upgrades or up to $50,000 for qualified residential customers who are installing eligible heat pumps
  • 12 to 84 months
Micro Heat Loan
Is it time to replace your heating, cooling, or hot water heater in your home? This micro loan follows the same guidelines as above with an application through Mass Save. However, the amount and term are different.

  • $500 to $2,000 for energy efficient upgrades
  • 12 to 24 months

Collateral Loan

In need of some quick, easy funds? Use your savings or certificate of deposit account as collateral to obtain a loan. 

  • Secured loan
  • $500 and up (100% of available funds in account)
  • 12 months to 48 months*
  • Automatically approved
*If requesting a collateral loan against a CD, the term must coincide within the term of the CD; Cannot exceed the maturity date.



























Are you curious about how much of a Loan you could afford?

Calculate your ideal monthly loan payment and get help managing your finances by running interactive scenarios within our Education Center.


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